7 Hacking Tactics Aimed at You
Hackers are only as successful as we are unsuspecting. Current antivirus software, secure passwords, backups, strong physical security and general wariness are a good start. This is what else you need to know in 2017.
A hacker may mimic a business you know to change details – they’ll start with an address, email or phone number change, then a bank account change with a letterhead they copied. The ATO is fraudulently represented often. They might seem so professional or natural that you don’t feel confident to question it. A quick call or email to the contact person you know needs to be your standard business procedure here.
Never ever click on a link or attachment in an online message, email or text that you aren’t expecting. Always check the senders address carefully as an imposter might have simply added a dash or a capital letter into a familiar email address. Known websites and business do not have email or website addresses with a stack of numbers in them either. Delete suspicious messages and texts immediately.
Voice recognition presents another risk –did you hear about the ‘can you hear me’ scam recently? All they need is a recording of your voice saying ‘Yes’ and they will hang up, never be traced and use that voice recording anywhere you have voice authorisation activated.
Phones in Public Places:
Your mobile phone can be skimmed by people in public places and you won’t know until your bank account is empty. They access your login details to apps like facebook, use the phones microphone to listen to you, and the camera to watch what you are doing anywhere near your phone. Recently in Bundaberg, a mobile was monitored for nine months by a hacker before the owner used it to log into online banking… the hackers then pounced and cleaned out the bank account.
Cards and Pins in Public Places:
Hackers have miniature cameras on their clothing in shopping centres and video people entering their pin at checkout before stealing the card. Paywave means they can steal a card and access up to $1000 per transaction without the pin. They attend crowded public functions and shopping centres with a skimming device to obtain your card details as you walk past. Invest in a card protector for your wallet.
People are compiling databases of information about you. Most are businesses for marketing and advertising purposes. Many databases are secure but hackers are a constant threat. The more information that you reveal in any way about yourself, your children or your business, the more interest the hackers will have in you, and the easier they can pretend to be you to access what you own, or collect what others owe to you.
Location services are great for following directions, but every location, time and duration of your visit is being recorded for marketing purposes. Leave it on overnight and a skimmer will know where you live. We might give a child a phone for safety when they are walking to school, but if location is on, a skimmer will be able to see where that child is at any time. I have turned off location services on every device in our home.
In small towns and small business we have a feeling of ‘I’m not big enough to be targeted’. Hackers know this and they have moved in. Please start the conversations now, buy protection for your phone and wallet in public places, turn off location services in your home, and don’t blindly trust any communication. We can protect our own by being educated and staying up-to-date with our security.
Amanda Wolff | Bookkeeper | The Money Edge | Bundaberg